 Click
the links below to read more about the features of our accounts.
Interest Bearing Accounts
Non-Interest Bearing Accounts
Certificates of Deposit, IRA's and Savings Accounts
All-In-One
- Interest bearing checking account
- Unlimited check writing
- Unlimited deposits
- No monthly service charge with a $500.00 minimum daily balance; $10.00 if balance falls below $500.00
- Free direct deposit service
- Checking or ATM card (upon approval).
- Monthly Statements with check images enclosed
Money Market Checking
- Interest bearing checking account
- No monthly service charge with a $500.00 daily balance; $10.00 charge if balance falls below $500.00
- Unlimited deposits
- Limited transactions
- Free direct deposit
- ATM card (upon approval)
- Higher interest rate than All-In-One
- Monthly statement with check images enclosed
Grand Money Market Checking
- $10,000 balance requirement, $10.00 fee if daily
balance falls below $10,000
- Higher interest rate if balance stays above $10,000
- Interest bearing checking account
- Unlimited deposits
- Limited transactions
- ATM card (upon approval)
- Monthly statement with check images enclosed
Crown Club Account
- Interest bearing account
- No monthly service charge with a $2,500.00 daily balance; $10.00 charge if balance falls below $2,500.00
- Unlimited deposits
- Unlimited withdrawals
- Free direct deposit services
- Checking or ATM Card (upon approval)
- Free Single Signature Travelers Checks
- Free Money Orders, Cashier's Checks, and Notary Service
- Complimentary personalized wallet style checks
- Must be age 50 or better
- Discounts at participating merchants
- Newsletter
- Group travel and special events planned
- Monthly statement with check images enclosed
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Non-Interest Bearing Accounts
Regular Checking Account
- Unlimited check writing and deposits
- No monthly service charge with a $400.00 daily balance. (daily balance of at least $300 but falls below $400 - $3 charge; daily balance of at least $200 but falls below $300 - $4 charge; if daily balance falls below $200 - $5 charge)
- Service charge waived if age 62 or better
- Free direct deposit
- Checking or ATM Card (upon approval)
- Monthly statement with check images
Easy Choice Checking
- Unlimited check writing and deposits
- No monthly service charge
- Automatic check safekeeping
- Free direct deposit
- Checking or ATM Card (upon approval)
- Monthly statement
- No minimum balance required
First Choice Checking
- Free custom PBNB wallet style checks
- No minimum balance requirement
- 50 basis points discount on consumer loans*, with an automatic debit
- 50% discount on Safe Deposit Box
- Checking and/or ATM Card*
- Unlimited check writing
- No annual fee PBNB Visa/Mastercard*
- Open with as little as $100.00
- Free Single Signature Travelers Checks
- Monthly statement with check images
- Free direct deposit
- $7.00 Monthly Fee
* Upon Approval
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Certificates of Deposit, IRA's and Savings Accounts
Certificates of Deposit
Unless considered "special" - all CDs require $500 to open. Interest can be
paid to the account monthly, quarterly, semiannually or annually, but at least
once a year, CDs can be for individuals or businesses. Specific terms quoted at
specific rates.
IRA's
- Traditional
- SIMPLES
- SFPS
- CESA (Coverdell Educational Savings Act)
- ROTH
Safe Deposit Boxes
Various sizes are available at all locations.
Personal or Business Savings
- Minimum Deposit of $50
- Three withdrawals per quarter; $2 service charge for each additional
withdrawal
- Minimum balance requirement of $50; $2 service charge if daily balance
falls below $50 during the quarter
- Interest paid quarterly
Moola Moola Savings
- For children under 14
- Minimum deposit of $10
- Three withdrawals per quarter; $2 service charge for each additional
withdrawal
Christmas Club
- No service charges
- No withdrawals. If customer closes account before end of October, the
interest is forfeited
- Checks sent at the end of October
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